Investment Advice for
Today and Tomorrow

Pensions and Retirement

We may spend up to one quarter of our lives in retirement so it is important that we have the means to fund our retirement years. The best and most tax efficient way of doing this is by taking out a pension.

Did you know that the current State pension (contributory) is less than €12,000 per annum? While your mortgage may well be paid off by the time you retire, you are likely to still have considerable outgoings for utility bills, car, healthcare etc.

A pension is an extremely tax-efficient way of saving money for your retirement, which allows you to get tax relief on your contributions now, while also allowing you to take up to 25% of the value of the fund as a tax-free lump sum upon retirement. Any growth in the fund is tax free.

If you are planning a pension, donít delay - do it today!

Try our FREE Pension Calculator:

The calculators on this website are based upon calculators built by Irish Life. They are designed to provide guideline indicators for Life Cover and Pension Requirements. It is recommended that you speak with your broker before buying any financial product.

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Seamus C. Kane T/A Seamus C. Kane and Associates is regulated by the Central Bank of Ireland
Seamus C. Kane T/A SCK Financial Services is regulated by the Central Bank of Ireland